Smarter mortgage math, right in your browser.
Six battle-tested calculators for American homebuyers, investors, and loan pros. Everything runs locally — no accounts, no tracking, no server calls.
- Amortization tables with PITI + HOA + PMI
- PDF, CSV and XLSX exports, branded
- Every calculation URL-shareable
- Fully embeddable via iframe
- SEO-friendly SSG pages
- Content blog for long-tail SEO
HomeSmartCalc
Live Preview
Total Monthly PITI + HOA
$2,748.69
$360,000 loan · 20% down · 30-yr 6.75%
P&I
$2,334
PMI
$0
Tax+Ins+HOA
$415
All the tools you need, from offer to payoff
Each calculator stands alone with its own shareable URL, export, and embed code. Perfect for individual sites, blogs, and real estate agent marketing pages.
Mortgage Calculator
PITI + HOA, amortization, PMI, extra payments. The American gold-standard.
Rent vs Buy Calculator
Compare years of renting with buying, including appreciation and selling costs.
Refinance Break-Even
Should you refi? Calculate closing-cost recoup months and lifetime interest saved.
Mortgage Affordability
Front- & back-end DTI limits → the max home price a lender will qualify you for.
PMI Removal Calculator
Find the exact month PMI drops: 20% borrower-initiated or 78% HPA automatic.
Compare Scenarios
Side-by-side 30 vs 15 yr, extra payments, rate buydowns — find your best deal.
Instant, local math
All calculations are written in pure TypeScript and run inside your browser. No API, no waiting, no tracking.
PDF, CSV, Excel
Every calculator exports a branded PDF report, a raw CSV schedule, and a multi-sheet XLSX workbook.
Shareable URLs
Your inputs serialize into the URL automatically. Paste anywhere — email, Slack, SMS, social.
Embed anywhere
Each calculator ships with an /embed route and an iframe snippet. Drop it on your WordPress site, blog, or agent page.
No signup · private
We never see your numbers. No cookies, no backend calls, no third-party analytics required to use the calculators.
Content-driven SEO
Pages are statically generated at build time (SSG) for fast load and long-tail SEO gains via the built-in Markdown blog.
Find the loan that saves you the most interest — in under 60 seconds.
Open the main mortgage calculator, enter your numbers, export a report, or compare 30- vs 15-year terms side-by-side with a scenario comparison.